If you own a condo in Durham, NC, you know that the homeowners' association insurance won’t cover everything. Your condo insurance policy, often called an HO-6 policy, provides coverage for your personal belongings, interior elements, and liability protection. Benfield Insurance Agency makes it easy to get the right coverage for your specific needs. Have questions? Call us at 828-632-6505 for expert advice.
Condo insurance typically covers the following:
Interior Coverage: Includes protection for your condo's walls, floors, and permanent fixtures.
Personal Property: Provides coverage for personal belongings like furniture and electronics.
Liability Coverage: Covers legal and medical costs if someone is injured in your condo.
Below are some of the most common condo insurance claims:
| Claim Type | Description |
|---|---|
| Water Damage | Helps cover repair costs for damage from leaks and broken pipes. |
| Theft | Replaces stolen personal items like electronics and jewelry. |
| Fire Damage | Provides protection against fire-related repairs and replacements. |
| Liability Claims | Covers legal fees and medical expenses if someone is injured in your condo. |
When selecting condo insurance, it’s important to evaluate the value of your possessions and the condition of your condo’s interior. Benfield Insurance Agency works closely with clients to customize the right coverage. Call 828-632-6505 today to learn more.